Investment Services

A SIP schedule that survives a bad month.

We size your SIP against your actual monthly cash flow — not a round number — so it's a plan you can sustain for the full duration.

SIP HEALTH CHECK
Recommended SIP₹15,000/mo
Cash Flow Buffer20% kept free
Step-up Suggested10%/yr
Consistency Score92%

What's included

Cash Flow Fit

SIP amount set against income and existing commitments, not a guess.

Step-Up SIPs

Annual increase built in as your income grows.

Multi-Fund Split

Spread across 2–4 funds to avoid single-fund concentration.

Missed-SIP Alerts

Notified if a debit fails, before it derails your plan.

How it works

1

Cash flow review

Understand fixed expenses, existing EMIs and surplus.

2

SIP sizing

Recommend an amount you can sustain for the full duration.

3

Fund split & setup

2–4 funds selected and mandates registered.

4

Annual step-up

SIP amount reviewed and increased as income rises.

FAQ

SIP Planning questions

Most fund houses skip that month without penalty, though repeated misses can pause the mandate — we'll flag it before that happens.

Yes, most AMCs allow a pause of 1–3 months; we can set this up if you have a temporary cash crunch.

Splitting across 2–4 funds across categories usually gives better diversification than one large SIP in a single fund.

Related services

Mutual Funds

See the actual fund shortlist behind your SIP.

Learn more

Goal Planning

Tie your SIP to a specific goal and timeline.

Learn more

Financial Planning

Fit your SIP into your complete financial plan.

Learn more

Let's size a SIP you can actually sustain.

A 30-minute review of your cash flow is enough to get started.

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