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General
Is the first consultation really free?
Yes, entirely free and with no obligation to proceed afterward.
Do you serve clients outside Uttar Pradesh?
Yes — all our services, including NRI advisory, are delivered remotely across India and internationally via call and video.
How do I access my documents and reports?
Through your client dashboard after logging in — all statements, KYC documents and reports are stored there.
Investment
Is there a fee for mutual fund recommendations?
No separate advisory fee under our standard distribution model.
Can I combine NPS with mutual funds for retirement?
Yes, this is a common and often recommended combination for tax-efficient retirement planning.
How often is my portfolio reviewed?
At minimum every six months, or sooner if there's a material change in performance or your goals.
Insurance
Individual or family floater health insurance?
Family floater usually suits younger families; individual cover often suits older members or those with health conditions.
Do I need personal accident cover if I have term insurance?
Yes — term insurance covers death from any cause but typically not disability, which personal accident cover fills.
Tax & Compliance
Old regime or new regime — which is better?
It depends on your deductions; we compute both and file whichever results in lower tax for you.
What happens if I miss a GST filing deadline?
Late fees and interest apply, and it can affect your GST compliance rating — we track every deadline to prevent this.
Private Limited or LLP for a new business?
LLPs suit simpler compliance needs; Private Limited suits businesses planning to raise equity funding later.
Still have a question?
Talk to us directly — no bots, just a real answer.
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