Insurance

Cover that holds up when you actually need it.

Individual and family floater plans compared on claim settlement ratio, network hospitals and sub-limits — not just premium.

SAMPLE FAMILY FLOATER
Sum Insured₹10,00,000
Family Members4
Annual Premium₹18,500
Claim Settlement Ratio98%

What's included

Family Floater Options

One policy covering the whole family, sized to actual medical history.

Network Hospital Check

Verified cashless access at hospitals you'd realistically use.

Pre-Existing Disease Review

Waiting periods and exclusions explained upfront, not after a claim.

Claims Support

Assistance at the time of hospitalisation, not just at policy purchase.

How it works

1

Medical history review

Existing conditions and family size considered for accurate quotes.

2

Plan comparison

2–3 shortlisted plans compared on real terms, not just premium.

3

Application & underwriting

Forms and medical tests (if needed) coordinated for you.

4

Claims support

Assistance at time of hospitalisation and reimbursement.

FAQ

Health Insurance questions

Family floater is usually more cost-effective for younger families; individual cover suits older members or those with health conditions.

A period (often 2–4 years) during which certain pre-existing conditions aren't covered — we'll flag this clearly before you buy.

Employer cover usually ends when you leave the job — a personal policy protects continuity of coverage.

Related services

Term Insurance

Income protection alongside your medical cover.

Learn more

Personal Accident Insurance

Cover for accidental disability, not just illness.

Learn more

Financial Planning

See how insurance fits your complete financial plan.

Learn more

Check if your family is adequately covered.

Most families are under-insured without realising it.

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