Insurance

Protection for the accident no one plans for.

Cover for accidental death, permanent disability and temporary total disability — protecting your income when illness cover doesn't apply.

SAMPLE PA COVER
Sum Insured₹25,00,000
Annual Premium₹2,400
Disability CoverPermanent + Partial
Weekly BenefitIncluded

What's included

Accidental Death Cover

Lump sum payout to your family in case of accidental death.

Disability Cover

Permanent and partial disability benefits, including loss of limb or sight.

Weekly Income Benefit

Temporary income replacement during recovery from a covered accident.

Occupation-Based Pricing

Premium and terms adjusted for your specific occupation risk.

How it works

1

Occupation & lifestyle review

Risk profile assessed based on your job and activities.

2

Cover sizing

Sum insured set relative to income and existing term cover.

3

Policy issuance

Straightforward issuance, usually without medical tests.

4

Claims support

Assistance with documentation in case of a covered accident.

FAQ

Personal Accident Insurance questions

Term insurance pays out on death from any cause; personal accident cover specifically addresses accidental death and disability, often at a much lower premium.

Yes — it fills the gap for disability, which term insurance typically doesn't cover.

Usually not, since this covers accidents rather than illness — makes it quick to issue.

Related services

Term Insurance

Broader life cover alongside accident protection.

Learn more

Health Insurance

Medical cover for illness, not just accidents.

Learn more

Motor Insurance

Protect your vehicle alongside yourself.

Learn more

Fill the gap your term plan doesn't cover.

Personal accident cover is inexpensive and often overlooked.

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